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Car accidents often happen when we least expect them. While people often worry about car accidents when they are the ones behind the wheel, accidents also happen when we are passengers. With ridesharing apps like Uber and Lyft dominating the transportation industry, accidents with Uber and Lyft drivers are becoming more and more common.
You might be unsure how to pay for an accident involving an Uber or Lyft vehicle. All drivers, no matter whom they drive for, are required to carry insurance. However, people who drive for a living may also be covered by the company they work for. Uber and Lyft will cover your accident, but only if specific conditions are present. Insurance after an accident can be very complicated to sort out, and you should consult with an attorney who is experienced with Uber and Lyft accidents.
Recovering from a car accident is not cheap. Hospital bills and other damages can financially ruin someone with no insurance. Our Indiana Uber and Lyft accident attorneys can help you get your damages covered. Call our team at Wruck Paupore about scheduling a free legal consultation. Call us today at (219) 322-1166.
An accident involving a Lyft or Uber vehicle may be more complicated than you think. Issues of fault and insurance are often at the center of any car accident case. While the same is true for an Uber or Lyft accident, determining whose insurance pays for everything is trickier because there may be multiple parties with insurance. Our Indiana Uber and Lyft accident lawyers can help you determine who is at fault and which insurance should cover your expenses.
Precisely who pays for a car accident, even an accident involving an Uber or Lyft vehicle, largely depends on who is at fault. If the Uber or Lyft vehicle driver is to blame, you may seek compensation from either their own insurance or from the ridesharing company they drive for. All drivers are required to carry their own insurance, no matter what. However, your Uber or Lyft driver’s insurance provider might try to avoid paying because the driver was working for a ridesharing company at the time of the crash. If this happens to you, you may be able to get coverage from Uber or Lyft.
Uber and Lyft provide insurance coverage to their drivers and anyone else involved in an accident. This coverage is in addition to any coverage carried by the driver and may or may not be necessary depending on how your case plays out. However, if the at-fault party turns out to be uninsured or does not have enough coverage to pay for your damages, you can turn to Uber or Lyft’s insurance.
Seeking compensation from your driver or the ridesharing company they work for might not be necessary if your Uber or Lyft driver was not at fault. If another driver caused the accident, they are at fault, and their insurance should cover the accident. However, as stated previously, if the other driver is uninsured, Uber or Lyft may cover you. Our Indiana Lyft and Uber accident lawyers are prepared to help you navigate the insurance process.
Getting Uber or Lyft to pay for your damages after a car accident can be a challenge. The party that pays depends on the fault for the accident and the insurance status of all parties. If another driver caused the accident, you likely would not get any money from Uber or Lyft since their driver is not to blame for the accident. However, Uber and Lyft may have uninsured or underinsured coverage in cases where the at-fault party has little to no insurance.
If the Uber or Lyft driver is at fault, you can get compensation from their insurance. However, insurance coverage from either ridesharing company tends to become effective when the respective app is on. The driver must have their app turned on, accept a ride, and pick up a passenger before Uber or Lyft covers an accident. If these circumstances are not present, you might not get any coverage or more limited coverage.
An attorney is necessary to handle cases like this because you must prove that certain conditions are met before Uber or Lyft will cover you. An attorney can help you gather the necessary evidence and present it in the proper format to get coverage for the accident. Our Indiana Uber and Lyft accident lawyers have experience with getting ridesharing companies to cover injured parties.
Getting coverage from Uber or Lyft requires following certain steps and procedures after your accident. While each accident is unique and different steps may be necessary in different cases, the following steps are generally helpful. Our Indiana Uber and Lyft accident attorneys can take you step by step through the legal process.
After a car accident involving an Uber or Lyft vehicle, the first thing you should do is to call for help. Cell phones are everywhere nowadays, and a phone call to 911 should be made immediately. Calling 911 will not only help you get medical attention quickly, but it will also result in the police being dispatched to your accident.
The accident should be reported to the police immediately. After any car accident, the police draft an accident or crash report. The report may contain extremely important information, including the names of all the people involved and details about who caused the collision. The report will be of the utmost importance later when you pursue compensation from Uber or Lyft.
Before you file a lawsuit or an insurance claim, you must assess your damages. Your damages include any injuries and other losses you experienced because of the accident. Many people immediately think of economic damages, like medical bills or property damage. However, they tend to overlook non-economic damages like physical and mental pain and suffering that can also be included.
You should avoid speaking with one of the other parties or their insurance without first consulting an attorney. An attorney can help you avoid making incriminating statements that may end up reducing your damages or shifting the blame to you.
If you were in a car accident involving an Uber or Lyft vehicle, your damages might be covered by the ridesharing company. Our Indiana Uber and Lyft accident lawyers can help you handle any insurance issues. Contact the offices of Wruck Paupore to arrange a free legal consultation. Call us today at (219) 322-1166.
Don is a founding partner and one of the nation’s top-ranked personal injury litigators. He is a member of the Multi-million Dollar Advocates Forum, which includes less than 1% of the nation’s trial lawyers, and awarded the highest ranking given by Martindale Hubbel and AVVO.
More importantly, Don understands representing personal injury victims is about more than recovering the best settlement: it’s about helping clients get back on their feet and supporting them in every aspect of their recovery.
In nearly all cases, our clients seek compensation from the wrongdoer’s insurance company. Before forming Wruck Paupore, Jason worked for a prominent law firm representing some of the world’s largest insurers. This experience gives Jason a deep understanding of the insurance industry and the strategies it uses to pay injury victims as little as possible.
Jason -- and our entire team -- put this inside knowledge to work to force insurance companies to pay what is actually owed. Often, we use the insurance company’s own tactics against them as we fight for the full compensation our client deserves.
For more than four decades, Keith has been fighting for injury victims. During that time, he’s watched the insurance industry change, with insurers now more interested in protecting their stock price than treating injury victims fairly.
Since the beginning, Keith has put people first. From his childhood in Gary, Indiana during the 1960’s and working his way through law school, Keith has risen to become one of the Midwest’s most respected trial lawyers. He has never forgotten that being a lawyer is about helping people -- and seeing injury victims through struggles in a way that could change their lives forever.
Over the decades, Keith, Don and Jason have fought relentlessly for clients, even when other lawyers have said the case was impossible to win.
Contact Us:
Wruck Paupore P.C.
Injury Lawyers
275 Joliet St. Suite #250
Dyer, IN 46311
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